While a chip in your auto glass may seem like it is primarily a cosmetic nuisance, a cracked windshield poses a significant safety threat to you and your passengers. When your car is in need of mobile windshield repair, you should be sure to set up an appointment with a company that specializes in auto glass in Phoenix. As you are gearing up for your windshield repair, you may want to determine whether your service will be covered under your insurance. Many auto insurance policies offer coverage for auto glass repair procedures.
Does My Insurance Policy Cover Windshield Repair?
When your vehicle suffers from a cracked or chipped windshield, your first step should be to contact your insurance company to determine whether your repairs qualify for coverage. While some auto insurance policies offer windshield coverage, others do not. By assessing the terms of your insurance policy, you will have a better idea of whether you will be able to file a claim.
Are My Repairs Going to Cost More Than My Deductible?
Another question that car owners typically have about auto glass and their insurance is whether the repair process will cost more than the deductible. Your deductible is the amount that you will pay out of pocket for any type of auto repair. When your glass repair is quoted as being roughly the same cost as your deductible, you may want to consider paying for your auto glass repair yourself.
Will Repairing My Windshield Increase My Premium?
A final question that you may ask when you are determining whether your windshield repair will be covered by your insurance is whether filing a claim will cause your premium to rise. Your premium is the monthly rate that you pay for your auto insurance policy. If having a low premium is important to you, you may want to ask a representative whether your auto glass repair will affect your monthly payments.